Ziraat Bank Lands 1 Billion Dollar Record Global Financing

Ziraat Bank has completed a landmark long-term external financing transaction, strengthening its position in international capital markets and signaling sustained global investor confidence in both the bank and Türkiye’s financial system.

The bank secured $1 billion in foreign funding under its Diversified Payment Rights (DPR) Securitization Program, sourced from a highly reputable international institutional investor. The transaction has a 12-year maturity, including a five-year grace period with no principal repayments, making it one of the most notable long-term funding deals in the Turkish banking sector in recent years.

The operation stands out as the largest and longest-tenor single DPR transaction executed by a Turkish financial institution. At a time when global capital markets remain cautious due to monetary tightening, geopolitical risks, and volatile liquidity conditions, the deal underscores the depth of investor trust in Ziraat Bank’s balance sheet strength and long-term strategy.

Strong International Trust Despite Volatile Global Conditions

Completed amid fluctuating global financial conditions, the transaction underscores Ziraat Bank’s credibility with long-term institutional investors. The ability to attract sizable funding with extended maturities reflects the bank’s stable funding profile, disciplined risk management, and a predictable cash-flow structure supported by international remittance streams.

Investor interest in the DPR structure also signals confidence in Türkiye’s cross-border payment flows and the bank’s capacity to manage them effectively. Such transactions are increasingly valued in uncertain market environments, as they offer enhanced security mechanisms while enabling longer-term financing.

This latest deal reinforces Ziraat Bank’s reputation as a reliable and resilient counterparty in international financial markets.

DPR Program Remains a Core Strategic Funding Tool

Ziraat Bank continues to position its DPR Securitization Program as a cornerstone of its long-term and diversified funding strategy. The program leverages the country’s expanding foreign trade volume and growing remittance flows, allowing the bank to access cost-efficient, predictable, and long-maturity external funding.

By using DPR financing, the bank reduces its dependence on short-term funding sources and strengthens its balance sheet resilience. This approach also supports Ziraat Bank’s objective of maintaining uninterrupted lending capacity, particularly during periods of heightened global uncertainty.

The program has become an increasingly strategic instrument for ensuring sustainable funding while aligning with international best practices in structured finance.

CEO Highlights Global Footprint and Financial Strength

Commenting on the transaction, Ziraat Bank CEO Alpaslan Çakar emphasized the bank’s extensive international presence and long-standing relationships with global financial institutions.

“Ziraat Bank continues to lead foreign trade financing domestically while operating across 128 locations in 20 countries abroad. Through our correspondent banking network worldwide, we provide trade finance solutions and international payment services. These long-established partnerships consistently reinforce our strong position within the global financial system.”

Çakar noted that the scale and maturity of the financing reflect tangible international confidence in the bank.

“The $1 billion long-term funding secured under our Diversified Payment Rights Securitization Program is a clear indication of trust in our financial resilience and balance sheet strength. The participation of international institutional investors with a long-term perspective clearly demonstrates Ziraat Bank’s strong global reputation.”

Funding to Support Production and Sustainable Economic Growth

Ziraat Bank stated that the newly secured financing will be allocated to productive sectors critical to Türkiye’s economic development. According to Çakar, priority areas include agriculture, exporters, small and medium-sized enterprises (SMEs), and investment-driven industries.

“This funding will be utilized primarily in areas that support production and contribute to sustainable economic growth, including agriculture, exports, SMEs, and investment-focused sectors. As Ziraat Bank, we will continue to support Türkiye’s growth journey through our strong financing structure that prioritizes the real economy.”

By channeling long-term resources into these sectors, the bank aims to enhance value creation, employment, and export capacity, reinforcing its role as a key supporter of the real economy.